Whenever the warm season kicks in, families gather around to enjoy road trips and even long summer vacations. Whether you like the beach or you enjoy riding along with your friends across the country, it is easy to realize why the summertime is the busiest time of the year on the road. The bad news (if any) is that gas costs tend to go up with every new year. Therefore, you are likely to spend more money to travel this year. An average road trip can easily become an expensive one. Luckily, there are a few simple ways to save money on gas. Apart from general tips regarding your driving style, gas credit cards can make your life easier.
They allow you to get some cash back or perhaps spend your hardly earned points on a shopping session. The Hess credit card is currently one of the best rated alternatives in commerce. Then, what should you know about it?
Discovering the Hess credit card – any worth?
This credit card is not recommended for long trips only, but also for people and companies who use cars for transportation everyday. There are no bonuses for signing up, but there are no annual fees either. The first couple of months bring in an exquisite 10% credit back on the statement. It makes no difference if you buy gas, merchandise or food from a Hess station. During this initial time frame, the bonus applies with a limit of $400. If you spend more than that, you are no longer getting 10%, but 3% and 1%, depending on what you purchase. After the first two months pass, the credit back goes to 3% on gas and 1% on other things. Obviously, the Hess credit card only functions in Hess gas stations.
Taking advantage of these gas rewards is extremely simple. Unlike other gas stations, Hess does not try to make this venture a nightmare. No paperwork and phone calls are needed. You just save money on gas and get the money on your card.
The possibility to check your Hess credit card is exquisite. Use your smartphone or tablet whenever you have the opportunity and check your balance, as well as grace date and potential fees. You are always connected to your instant statements.
Fees and taxes – are there any?
Just like all gas credit cards, the Hess credit card comes with some fees and taxes as well. Respect the original agreement and you will never face any issues. For example, you have to pay a maximum late fee. It may change, so ask about it upfront. Are you the type who goes late on payments? In this case, you might want to double check these rates when comparing gas credit cards. Luckily, there are no over limit fees, so you can ditch this aspect. Inquire about the grace period as well. These days, the Hess credit card has a grace period of 21 days. Cash advance rates and fees are not to be overlooked either.
Other elements to think about include:
- Your spending habits
- Specific incentives
- Interest rates